Promythia

Promythia — Terms of Use

Last modified: July 26, 2026

Acceptance of the Terms

These Terms of Use ("Terms") constitute a legal agreement between you and Ragas Enterprises Inc. ("Company," "we," "us," "our"). These Terms govern your access to and use of the Promythia application and website at promythia.com, including any content, functionality, and services offered on or through it (the "Service").

BY ACCESSING OR USING THE SERVICE, OR BY CLICKING TO ACCEPT THESE TERMS, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY, FOUND AT /privacy, INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE, YOU MUST NOT ACCESS OR USE THE SERVICE.

By using the Service, you represent and warrant that you are of the legal age of majority under applicable law and able to form a binding contract with the Company. If you are using the Service on behalf of a company or other entity, you represent that you are authorized to bind that entity to these Terms, and "you" refers to both you and that entity.

Not professional advice — no reliance

Promythia is an informational and business-planning tool. It does not provide legal, financial, investment, tax, accounting, or other professional advice, and nothing in the Service constitutes such advice or a recommendation to take or refrain from any action.

The Service — including any market benchmarks, "standard vs. aggressive" indications, calculations, cap-table outputs, round-modelling results, default assumptions, and any AI-generated explanations or commentary — is provided for general informational purposes only, to help you understand and plan. Such outputs may be based on assumptions, third-party data, and general market information that may not reflect your specific circumstances and may be incomplete, out of date, or inaccurate.

You should not rely on the Service as a substitute for professional advice. You must obtain your own legal, financial, tax, and other professional advice from qualified advisors before making any decision or entering into any transaction, including any financing, and before taking or refraining from any action based on the Service. Your use of the Service and any reliance on its content is at your own risk.

The Service does not create any lawyer-client, advisor-client, fiduciary, or other professional relationship between you and the Company.

Eligibility and geographic scope

The Company is based in Québec, Canada, and provides the Service for users across Canada. The Service is not intended for use in any jurisdiction where its use would be contrary to law. If you access the Service from outside Canada, you do so on your own initiative and are responsible for compliance with local laws.

Modifications to the Terms and to the Service

We may revise and update these Terms from time to time in our sole discretion. Changes are effective when posted and apply to your continued access to and use of the Service. You agree to review the Terms periodically; your continued use constitutes acceptance of the changes.

The Service, and any content or features, may be changed, suspended, withdrawn, or terminated at any time in our discretion. We will not be liable if all or any part of the Service is unavailable at any time or for any period.

Accounts, sign-in, and security

Access to the core features of the Service requires an account. You sign in using Google (Google OAuth). You are responsible for maintaining the confidentiality and security of your Google account and any credentials used to access the Service, and for all activity that occurs under your account.

It is a condition of your use of the Service that all information you provide is correct, current, and complete. You agree to:

  • keep your credentials confidential and not share access to your account;
  • exercise caution when accessing your account on a public or shared device;
  • notify us immediately of any unauthorized access to or use of your account or any other breach of security; and
  • log out at the end of each session where appropriate.

We may disable or terminate your account, in our discretion, for any reason, including any violation of these Terms.

You must not attempt to circumvent or breach the security of the Service, including by: accessing data not intended for you; breaching authentication or security measures; disrupting or disabling the Service or its infrastructure; using any robot, spider, scraper, or other automated means to access the Service other than as expressly permitted; introducing viruses, worms, or other harmful code; or conducting any denial-of-service or similar attack.

Fees, paid features, and referral credits

Some features of the Service are paid. The Promythia plan is a recurring subscription for one company, billed monthly or annually at your choice, and it applies to everyone with access to that company. Paid team seats let you invite collaborators to a company for a recurring monthly fee per active seat. Additional companies beyond your first are charged a recurring monthly fee each. All paid features are billed in advance through our payment processor (Stripe). Fees are stated at the point of purchase and charged in the currency shown. All prices we display exclude taxes. Applicable sales taxes (such as GST, HST, and QST) are calculated and added at checkout based on the billing address you provide, so the total charged will be higher than the price shown. Fees are non-refundable except where required by law. You may cancel at any time; cancellation stops future renewals but does not refund the current period. We may change fees or the features included in a paid plan on a prospective basis, with notice where required.

Referral credits. We may offer account credits for referring new users. A "new user" is a person who has never had a Promythia account. To qualify, the person you refer must sign up through your referral link within one week of first using it, and complete account onboarding. When those conditions are met, a $10 account credit is added to your billing account.

Referral credits are applied only against fees for paid features of the Service (the Promythia plan, team seats, and additional companies), automatically and oldest-credit-first on your invoices — no code is required; have no cash value and are not redeemable, refundable, or exchangeable for cash, cheque, wire, or any other payment, and are not transferable; are issued in your account's billing currency; are limited to ten (10) credits per referring account; and expire twelve (12) months after they are issued if unused, after which any unused amount is removed. Credits may be withheld or reversed if a referral is found to be self-referring, fraudulent, or otherwise in breach of these Terms. We may modify, suspend, or discontinue the referral program at any time.

Your data and content

The Service allows you to input, store, and process information, including cap-table and financing data (your "User Data").

None of the User Data you submit to the Service will be subject to any confidentiality obligation on the part of the Company, except as expressly set out in our Privacy Policy. By providing any User Data to the Service, you grant the Company and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns, a worldwide, royalty-free, perpetual, irrevocable, non-exclusive licence to use, reproduce, modify, perform, display, distribute, host, store, transmit, process, and otherwise disclose to third parties any such User Data for any purpose and according to your account settings, and to incorporate such material into any form, medium, or technology throughout the world without compensation to you. You further waive any moral rights or other rights of authorship as a condition of submitting any User Data.

By submitting the User Data, you represent and warrant that you own or have the necessary rights to submit it, that you have the right to grant the licence above, and that your User Data complies with these Terms and all applicable laws. You are responsible for your User Data, including its accuracy and your right to provide it (including any personal information about third parties).

We may remove or disable access to User Data that we believe violates these Terms or applicable law, or take other action we consider appropriate.

Acceptable use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree that you will not:

  • violate any applicable federal, provincial, local, or international law or regulation, or infringe any intellectual property, privacy, or other rights;
  • use the Service to store or transmit material that is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable;
  • provide false, inaccurate, or misleading information in a manner intended to deceive;
  • impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity;
  • use the Service to transmit unsolicited advertising or promotional material ("spam");
  • interfere with or disrupt the Service or the servers or networks connected to it; or
  • use the Service, or any of its content, for any commercial purpose not expressly authorized by these Terms.

Fair use and service limits

To keep the Service reliable and available to everyone, we apply technical limits to how it may be used - for example, ceilings on the volume of records that may be created, and limits on the rate of requests made to our systems and to integrated third-party services. These limits are set well above ordinary use and exist to prevent automated or abusive activity. They are not the entitlements of any paid plan, and we do not publish the specific thresholds. If you reach a limit, the Service will tell you at the time. We may set, change, or enforce these limits at our discretion, and we may suspend or restrict access where use materially threatens the stability, security, or cost of operating the Service. Any allowances included in a paid plan are described where that plan is offered and are separate from the limits described in this section.

Intellectual property rights

The Service and its entire contents, features, and functionality — including all software, code, text, displays, graphics, design, layout, the Promythia name and logo, and the selection and arrangement thereof — are owned by the Company or its licensors and are protected by copyright, trademark, and other intellectual property laws. This does not include your User Data, which is addressed above.

The Promythia name, the Promythia logo, and related names and logos are trademarks of the Company. You must not use them without our prior written permission.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Service for your own business use. You must not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, or transmit any part of the Service, except as this occurs incidentally through normal permitted use of the Service (such as temporary caching by your browser), or as we expressly authorize in writing. All rights not expressly granted are reserved.

Third-party services and links

The Service relies on third-party providers (including Google, Supabase, Vercel, and Stripe) and may contain links to third-party websites. Some features let you connect an account you hold with another provider, such as Calendly, or paste a link to a document or calendar hosted elsewhere; those providers handle that data under their own terms and privacy policies. We do not control, and are not responsible for, third-party services or websites or their content, and your use of them may be subject to their own terms and privacy policies. If you access any third-party site or service, you do so at your own risk.

Privacy

Your use of the Service is subject to our Privacy Policy, found at /privacy, which describes how we collect, use, and disclose your information. By using the Service, you consent to those practices.

Disclaimer of warranties

YOUR USE OF THE SERVICE, ITS CONTENT, AND ANYTHING OBTAINED THROUGH THE SERVICE IS AT YOUR OWN RISK. THE SERVICE, ITS CONTENT, AND ALL SUCH ITEMS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

WITHOUT LIMITING THE FOREGOING, THE COMPANY DOES NOT WARRANT THAT THE SERVICE OR ITS CONTENT — INCLUDING ANY CALCULATIONS, BENCHMARKS, MODELLING OUTPUTS, OR AI-GENERATED CONTENT — WILL BE ACCURATE, RELIABLE, COMPLETE, CURRENT, ERROR-FREE, SECURE, OR UNINTERRUPTED, OR THAT THE SERVICE OR ITS SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of liability

EXCEPT WHERE SUCH EXCLUSIONS ARE PROHIBITED BY LAW, UNDER NO CIRCUMSTANCE WILL THE COMPANY OR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF GOODWILL, OR LOSS OF DATA, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, OR RELIANCE ON, THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ANY EVENT, EXCEPT WHERE PROHIBITED BY LAW, THE TOTAL AGGREGATE LIABILITY OF THE COMPANY AND THE PARTIES LISTED ABOVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE LESSER OF (A) CAD $100 AND (B) THE AMOUNTS PAID BY YOU FOR THE SERVICE IN THE ONE (1) MONTH PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THE FOREGOING DOES NOT EXCLUDE OR LIMIT LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Company and its directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your breach of these Terms, your User Data, or your use of the Service other than as expressly authorized.

Governing law and forum

These Terms and your use of the Service are governed by the laws of the Province of Québec and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. Any action or proceeding arising out of or relating to these Terms or the Service will be brought exclusively in the courts of the Province of Québec, judicial district of Montréal, and you irrevocably submit to the jurisdiction of those courts.

Language

A French-language version of these Terms is available; use the language selector at the top of the page to switch.

Waiver and severability

No failure or delay by us in exercising any right under these Terms operates as a waiver of it. If any provision of these Terms is held invalid, illegal, or unenforceable, that provision will be severed and the remaining provisions will continue in full force.

Entire agreement

These Terms and our Privacy Policy constitute the entire agreement between you and the Company regarding the Service and supersede all prior understandings and agreements regarding its subject matter.

Contact

The Service is operated by Ragas Enterprises Inc. Questions, feedback, requests for support, or reports of misuse should be directed to support@promythia.com.